The National Highways Authority of India launched Fastag exclusively for four or more wheeled vehicles so that toll taxes may be paid at toll plazas without having to change money or wait in huge lineups. Fastag’s electronic toll collecting technology allows a vehicle owner to pay the toll tax without having to stop at a toll plaza.
Fastag is attached to the windlass of your four-wheeler vehicle and employs Radio Frequency Identification (RFID) technology, which allows the Fastag on your vehicle to be scanned by toll plaza sensors. The toll payment will be debited from your Fastag account after that.
Charges & Validity of FASTag
As previously said, there is fierce competition among Fastag service providers, and all of them desired to add as many Fastag subscribers as possible. When a consumer is looking to get a new Fastag for his car, the first thing he wants to look at is the price, and he will only buy it from a bank or other platform that sells Fastag at the lowest price. J&K clearly recognised this requirement among Fastag users, and as a result, the Fastag has been charged at a very low rate. The following are the costs of acquiring Fastag from Jammu & Kashmir Bank:
- Issuance fees of the Tag:- Rs. 100/- across all categories, inclusive of GST
- Reissuance Fee:- Rs. 100/- across all categories, inclusive of GST
- One Time security deposit Amount and First Minimum recharge amount:- The One time security Deposit Amount depending on the vehicle category and Minimum First Recharge Amount at the time of issuance would be charged to the customer as per the Table given below:-
| VEHICLECLASS | DESCRIPTION | SECURITY DEPOSIT (INR) | MIN FIRST RECHARGE AMOUNT(INR) |
| 4 | Car / Jeep / Van/ Tata Ace and similar mini light commercial vehicle | 200 | 200 |
| 5 | Light Commercial Vehicle | 300 | 200 |
| 6 | Bus/Truck | 400 | 300 |
| 7 | Three Axle Commercial Vehicles | 400 | 300 |
| 12 | 4 to 6 axle | 400 | 300 |
| 15 | 7 or More Axle | 400 | 300 |
| 16 | Heavy Construction Machinery (HCM)/Earth Moving Equipment (EME | 400 | 300 |
- “Minimum First Recharge amount” is the minimum recharge amount to be done at the time of RFID tag activation.
- Security Deposit will be refunded to the customer at the time of closure of RFID Tag account.
As the validity of Fastag issued by all other banks, the validity of Fastag purchased from J&K bank is 5 years.
How to Apply for Jammu and Kashmir Bank FASTag
When Fastag became mandatory after February 15, 2021, a slew of new platforms sprung up to provide Fastag services to new consumers. A Fastag can be obtained from a variety of service providers or POS agents. These POS agents may be found at all toll plazas along India’s national highways, as well as certain gas stations and bank locations. To avoid long lineups at POS centres and save time, you may apply for Fastag online using any bank’s website or through numerous mobile payment service providers like as Paytm, Airtel Money, Google Pay, Phone Pe, and others. J&K Bank also offers the opportunity to obtain a new Fastag. The Jammu & Kashmir Bank is offering a low-cost alternative for acquiring a new Fastag.
If you are already a J&K Bank client, that is, if you have a J&K Bank account, getting a Fastag is fairly simple. Even if you don’t have a J&K account, you can still apply for a Fastag.
Currently, Jammu & Kashmir Bank does not offer the possibility of applying for Fastag online through their website. New users can still apply for a J&K Bank Fastag for their car. To apply for a J&K Bank Fastag, follow these steps:
- J&K Bank’s complete list of business units may be found at https://www.jkbank.com/pdfs/notice/Designated%20Business%20Units-fastag-12042021.pdf
The above page lists all of J&K’s Fastag provider centres. - This list will help you find your local business unit.
- You can go to the nearest Fastag provider facility with the relevant documentation when you’ve found it.
- After you’ve submitted the paperwork, your J&K Bank Fastag will be ready.
Documents required for Jammu and Kashmir Bank FASTag
- First of all your need the RC copy of your four-wheeler vehicle for applying a Fastag through J&K Bank
- Passport size photograph of the vehicle owner
- Original and photostat copy of KYC documents for example voter card, Aadhar Card, Driving License, PAN Card, etc.
What is the procedure for recharging the Jammu and Kashmir Bank FASTag?
Recharge your J&K Bank Fastag account online.
You may recharge your Fastag from any bank’s website, regardless of whose bank you bought it from. The processes for recharging Fastag from any bank’s website are nearly same. The procedures to recharge your J&K Bank Fastag through a bank’s website are outlined below.
- To recharge the J&K Bank Fastag using a bank’s website, you must first access the bank’s official Fastag portal.
- If you have not yet registered, you must do so here.
- After signing up, you must log in using your username and password.
- After logging in, a ‘Recharge’ option will appear in front of you.
- Enter your J&K Bank Fastag walled ID and click this recharge option.
- Then input the recharge amount.
- After inputting the recharge amount, you must pay using a debit card, credit card, Netbank, or other method.
- When you finish the transaction, the funds will be sent to your J&K Bank Fastag account.
Recharging Jammu and Kashmir Bank FASTag through UPI
Paytm, Google Pay, GPay, PhonePe, BHIM UPI, and other UPI applications may be used to recharge your J&K Fastag. The following are the procedures to utilising UPI to recharge your Jammu & Kashmir Bank Fastag:
- First and foremost, you must download and install any UPI App on your mobile phone.
- You may, for example, download the Paytm UPI app to your phone.
- When you launch the app once it has been installed, you will see the ‘Pay’ option.
- Select the ‘Pay’ option.
- Then type in your UPI ID, such as Netc.VehicleNumber@BankUPIHandle.
- In lieu of BankUPIHandle, you must put the UPI handle of the bank that issued Fastag.
- After inputting your J&K Bank Fastag’s UPI ID, you must enter the recharge amount.
- You must now complete the payment, following which the amount of the recharge will be put to your Fastag wallet.
What is the FASTag Helpline Number for Jammu and Kashmir Bank?
Whether you choose to contact the operators of J&K Bank Fastag through toll-free phone number, email, or FAQ, they have all of the most popular and well-known solutions accessible for Fastag users. All options are accessible based on the needs of consumers, and here is a quick overview of the numerous ways to contact the customer service staff at J&K Bank:
Toll-Free Number: 1800 1800 234
J&K Bank gives its Fastag clients the highest attention by providing a support service that is available 24 hours a day, every day.
Email – Helpdesk@jkbmail.com
Benefits of using Jammu and Kashmir Bank FASTag
- It’s simple to keep track of your toll transaction using Fastag, which you can get from J&K Bank.
- Each toll transaction sends a message to your registered cellphone number and email address.
- J&K Bank provides a dedicated Fastag portal where you may get your Fastag account statement.
- There is less noise and pollution in the air.
- On the transaction, Jammu & Kashmir Bank also provides a cashback option.
How to disable a FASTag account in the event that that the car is stolen?
Contact their customer care number 1800 1800 234.